| In millions, except per share items | Dec-31-14 | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 592.5 | 627.8 | 642.2 | 517.0 | 538.7 | 554.0 | 590.4 | |
| Interest income on investments | 50.2 | 55.2 | 63.9 | 73.7 | 70.8 | 85.3 | 99.0 | 72.1 |
| | 650.4 | 688.4 | 710.6 | 594.8 | 613.7 | 643.8 | 697.1 | 526.2 |
| Interest on borrowings | 9.2 | 9.8 | 9.7 | 38.8 | 44.6 | 44.4 | 57.6 | 32.1 |
| Total interest expense | 96.8 | 102.4 | 119.4 | 161.6 | 110.5 | 235.0 | 298.8 | 32.1 |
| Net interest income | 553.6 | 585.9 | 591.2 | 433.2 | 426.5 | 408.8 | 398.3 | 275.9 |
| Provision for loan losses | 25.2 | 31.0 | 64.0 | 110.0 | 163.0 | 188.0 | 63.8 | |
| Net interest income after provision for loan losses | 528.4 | 554.9 | 527.2 | 323.2 | 263.5 | 220.8 | 334.5 | |
| Deposit and loan fees | 37.1 | 37.0 | 34.4 | 31.7 | 34.5 | 37.3 | 46.3 | 31.4 |
| Gain on sale of investments, net | 3.4 | -1.4 | 1.4 | 3.9 | -3.9 | -1.1 | -17.3 | |
| Other non-interest income | 138.1 | 148.1 | 130.9 | 147.1 | 121.6 | 127.6 | 113.3 | |
| Total non-interest income | 178.6 | 183.7 | 166.8 | 182.7 | 152.1 | 163.7 | 142.3 | 120.7 |
| Non-interest expenses | 503.1 | 490.8 | 490.0 | 460.2 | 382.7 | 382.5 | 367.2 | 277.0 |
| Pre-tax income before non-recurring items | 211.6 | 255.3 | 229.5 | 69.9 | 41.8 | 7.2 | 113.7 | 97.8 |
| Non-recurring items | 7.7 | 7.4 | 25.5 | 24.3 | 8.8 | 5.2 | 4.2 | |
| Pre-tax income | 203.9 | 247.8 | 204.0 | 45.6 | 33.0 | 2.0 | 109.6 | 97.8 |
| Income taxes | 59.5 | 74.2 | 62.8 | -9.3 | -3.4 | -10.6 | 27.0 | 28.7 |
| Tax rate | 29.2% | 29.9% | 30.8% | | | | 24.6% | 29.3% |
| Net income | 144.4 | 173.7 | 141.2 | 54.9 | 16.3 | -4.0 | 81.8 | 0.1 |
| Net margin | 20.4% | 23.5% | 20.3% | 10.9% | 3.9% | -1.0% | 17.2% | 0.0% |
| |
| Basic EPS | $0.78 | $0.93 | $0.77 | $0.40 | $0.13 | ($0.05) | $0.95 | $1.23 |
| Diluted EPS | $0.78 | $0.92 | $0.77 | $0.40 | $0.13 | ($0.05) | $0.95 | $1.23 |
| |
| Shares outstanding (basic) | 185.4 | 186.9 | 182.9 | 136.5 | 121.0 | 86.3 | 86.0 | 0.1 |
| Shares outstanding (diluted) | 186.3 | 187.8 | 183.6 | 136.9 | 121.1 | 86.3 | 86.0 | 0.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |