Type	Name	Date
Indenture	Indenture, by and between Evans Bancorp, Inc. and UMB Bank, National Association, as trustee	07/09/2020
Underwriting agreement	Underwriting Agreement	05/12/2010

Type	Name	Date
Merger agreement	AGREEMENT AND PLAN OF REORGANIZATION BY AND AMONG EVANS BANCORP, INC., MMS MERGER SUB, INC. AND FSB BANCORP, INC. Dated as of December 19, 2019	12/20/2019