| In millions, except per share items | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 | Dec-31-03 | Dec-31-02 | Dec-31-01 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A |
| Interest income on loans | 216.5 | 225.4 | 192.2 | 156.0 | 117.1 | 81.2 | 53.7 | 45.6 |
| Total interest income | 218.6 | 229.5 | 195.3 | 157.8 | 117.7 | 97.8 | 67.0 | 58.2 |
| Interest expense: |
| Interest on deposits | | | | | 10.6 | 12.0 | 10.8 | 18.1 |
| | 51.8 | 47.4 | 35.8 | 23.2 | 15.6 | 21.3 | 16.3 | 19.5 |
| Net interest income | 166.9 | 182.0 | 159.5 | 134.5 | 102.0 | 76.5 | 50.7 | 38.6 |
| Provision for loan losses | 65.0 | 69.8 | 46.8 | 31.2 | 25.5 | 17.8 | 12.8 | 0.6 |
| Net interest income after provision for loan losses | 101.9 | 112.2 | 112.7 | 103.4 | 76.5 | 58.7 | 37.9 | 38.0 |
| Deposit and loan fees | | | | | | 0.3 | 0.3 | 0.7 |
| Gain on sale of investments, net | | | | | | | 0.5 | |
| Other non-interest income | | | | | | | 0.6 | |
| Total non-interest income | 2.5 | 1.7 | 1.7 | 0.8 | 2.0 | 2.1 | 1.4 | 2.7 |
| Non-interest expenses | 104.8 | 96.7 | 81.1 | 64.5 | 54.9 | 41.2 | 33.1 | 28.0 |
| Pre-tax income before non-recurring items | 8.8 | 17.3 | 33.3 | 39.7 | 23.7 | 19.1 | 6.3 | 12.7 |
| Non-recurring items | 9.2 | | | | | -0.5 | | |
| Pre-tax income | -0.4 | 17.3 | 33.3 | 39.7 | 23.7 | 19.6 | 6.3 | 12.7 |
| Income taxes | 0.0 | 6.7 | 13.6 | 16.0 | 9.4 | 7.9 | 2.4 | 5.0 |
| Tax rate | | 38.7% | 40.7% | 40.3% | 39.6% | 40.4% | 38.2% | 39.0% |
| Earnings from continuing ops | -0.5 | 10.6 | 19.7 | 23.7 | 14.3 | 11.7 | 3.9 | 7.8 |
| Earnings from discontinued ops | | | | 3.0 | 9.4 | 2.2 | 2.6 | |
| Net income | -0.5 | 10.6 | 19.1 | 26.7 | 23.7 | 13.9 | 6.5 | 7.8 |
| Net margin | -0.4% | 9.3% | 16.7% | 25.6% | 30.2% | 22.8% | 16.6% | 19.1% |
| |
| Basic EPS | ($0.03) | $0.66 | $1.13 | $1.41 | $0.88 | $0.73 | $0.25 | $0.48 |
| Diluted EPS | ($0.03) | $0.65 | $1.06 | $1.27 | $0.79 | $0.66 | $0.23 | $0.46 |
| |
| Shares outstanding (basic) | 15.7 | 15.9 | 17.4 | 16.9 | 16.2 | 15.9 | 15.6 | 16.0 |
| Shares outstanding (diluted) | 15.7 | 16.4 | 18.7 | 18.6 | 18.1 | 17.6 | 16.9 | 16.9 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |