CAPITALSOURCE INC (CSE) [Rocket]

In millions, except per share items	Dec-31-13	Dec-31-12	Dec-31-11	Dec-31-10	Dec-31-09	Dec-31-08	Dec-31-07	Dec-31-06
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income:
Interest income on loans						1,047.5	1,128.1	847.7
Interest income on investments	30.2	38.2	55.5	61.6	61.0	138.1
	447.5	468.2	510.4	639.6	871.9	162.0	1,366.5	1,016.5
Interest expense:
Interest on deposits	51.9	51.0	53.6	60.1	109.4	76.2
Interest on borrowings						601.5	859.2	606.7
	51.9	51.0	53.6	60.1	109.4	76.2	859.2	606.7
Net interest income	499.4	519.2	564.0	699.7	981.4	531.8	2,225.6	1,623.3
Provision for loan losses	20.5	39.4	93.0	307.1		593.0	78.6	81.6
Net interest income after provision for loan losses	478.9	479.8	471.0	392.6	981.4	-61.3	2,147.0	1,541.7
Gain on sale of investments, net	0.2	1.4	1.5		-13.1	-41.1
Other non-interest income	82.4	48.4	91.2	71.7	-14.1
Total non-interest income	82.6	49.8	92.7	71.7	-27.2	-41.1
Non-interest expenses	189.1	193.7	375.2	333.5	364.5
Pre-tax income	246.3	205.5	-15.1	-161.3	-774.5	-458.7	216.6	346.4
Income taxes	82.0	-285.1	36.9	-20.8	136.3	-190.6	87.6	67.1
Tax rate	33.3%			12.9%		41.5%	40.4%	19.4%
Minority interest				0.1	0.0	1.4	-4.9	4.7
Earnings from continuing ops	164.3	490.6	-52.0	-281.1	-1,821.7	-488.3	129.0	279.3
Earnings from discontinued ops				31.2	41.8	0.1	35.0
Net income	164.3	490.6	-52.0	-249.9	-1,779.9	-488.2	164.2	279.3
Net margin	29.3%	92.6%	-9.2%	-53.8%	-204.1%	-40.4%	5.8%	12.4%

Basic EPS	$0.84	$2.19	($0.17)	($0.88)	($5.95)	($1.94)	$0.67	$1.68
Diluted EPS	$0.82	$2.13	($0.17)	($0.88)	($5.95)	($1.94)	$0.67	$1.65

Shares outstanding (basic)	195.2	223.9	303.0	320.8	306.4	251.2	192.0	166.3
Shares outstanding (diluted)	200.5	230.2	303.0	320.8	306.4	251.2	193.6	169.2

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.