| In millions, except per share items | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 | Dec-31-02 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Total interest income | 90.8 | 91.3 | 73.6 | 59.4 | 42.5 | 10.0 |
| Total interest expense | 60.7 | 59.7 | 43.5 | 28.5 | 15.0 | 5.9 |
| Net interest income | 151.6 | 151.0 | 117.1 | 87.9 | 57.5 | 15.9 |
| Provision for loan losses | 17.7 | 8.7 | 7.1 | 12.7 | 7.1 | |
| Net interest income after provision for loan losses | 133.8 | 142.3 | 110.0 | 75.2 | 50.4 | |
| Total non-interest income | -22.7 | 3.6 | 1.6 | 14.7 | 11.2 | 10.4 |
| Non-interest expenses | 33.3 | 66.8 | 24.1 | 35.1 | 34.6 | 27.5 |
| Asset impairment | 0.0 | 41.5 | 0.1 | | | |
| Pre-tax income | -44.4 | -40.3 | 0.1 | -2.7 | -3.0 | 0.0 |
| Income taxes | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Tax rate | | | 0.0% | 0.0% | 0.0% | |
| Earnings from continuing ops | -44.5 | -40.4 | 0.1 | -2.7 | -3.0 | |
| Earnings from discontinued ops | 9.1 | 8.6 | 6.8 | | | |
| Net income | -35.4 | -31.8 | 7.0 | -2.7 | -3.0 | 0.0 |
| Net margin | -31.8% | -21.8% | 6.2% | -3.0% | -4.8% | 0.0% |
| |
| Basic EPS | ($1.73) | ($1.60) | $0.00 | ($0.11) | ($0.14) | |
| Diluted EPS | ($1.73) | ($1.60) | $0.00 | ($0.11) | ($0.14) | |
| |
| Shares outstanding (basic) | 25.7 | 25.3 | 25.1 | 24.9 | 21.4 | |
| Shares outstanding (diluted) | 25.7 | 25.3 | 25.2 | 24.9 | 21.4 | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |