| In millions, except per share items | Mar-31-23 | Mar-31-22 | Mar-31-21 | Mar-31-20 | Mar-31-19 | Mar-31-18 | Mar-31-17 | Mar-31-16 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 25.1 | 21.3 | 18.6 | 19.0 | 19.5 | 21.9 | 24.3 | 24.4 |
| | 27.7 | 22.9 | 20.3 | 21.6 | 23.2 | 24.4 | 26.1 | 26.6 |
| Interest expense: |
| Interest on deposits | 3.7 | 1.9 | 3.8 | 4.6 | 5.2 | 4.1 | 3.7 | 3.3 |
| Interest on borrowings | | | | | 0.1 | 0.5 | 0.6 | 0.7 |
| | 10.6 | 5.3 | 9.4 | 12.1 | 13.2 | 11.7 | 11.1 | 10.5 |
| Net interest income | 22.8 | 20.5 | 15.9 | 16.0 | 17.1 | 19.1 | 21.2 | 22.0 |
| Provision for loan losses | 0.1 | 0.6 | -0.1 | 0.0 | -0.3 | 0.1 | 0.0 | 1.5 |
| Net interest income after provision for loan losses | 22.7 | 19.9 | 16.0 | 16.0 | 17.4 | 18.9 | 21.2 | 20.5 |
| Deposit and loan fees | | | | | | | | 3.1 |
| Gain on sale of investments, net | | | | | | | | 0.0 |
| Other non-interest income | 3.6 | 7.4 | 6.2 | 3.7 | 4.6 | 14.4 | 4.6 | 2.9 |
| Total non-interest income | 3.6 | 7.4 | 6.2 | 3.7 | 4.6 | 14.4 | 4.6 | 6.0 |
| Non-interest expenses | 30.7 | 28.1 | 26.1 | 25.1 | 27.9 | 28.0 | 28.5 | 28.1 |
| Pre-tax income before non-recurring items | -4.0 | -0.2 | -3.4 | -4.8 | -5.5 | 5.8 | -1.8 | -1.2 |
| Non-recurring items | 0.4 | 0.6 | 0.5 | 0.6 | 0.4 | 0.5 | 0.9 | 0.3 |
| Pre-tax income | -4.4 | -0.8 | -3.9 | -5.4 | -5.9 | 5.3 | -2.6 | -1.5 |
| Income taxes | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| Tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | | | |
| Net income | -4.4 | -0.8 | -3.9 | -5.4 | -5.9 | 5.3 | -2.7 | -1.6 |
| Net margin | -16.7% | -3.1% | -17.6% | -27.5% | -27.0% | 16.0% | -10.6% | -6.2% |
| |
| Basic EPS | ($1.03) | ($0.24) | ($1.14) | ($1.47) | ($1.60) | $1.44 | ($0.74) | ($0.44) |
| Diluted EPS | ($1.03) | ($0.24) | ($1.14) | ($1.47) | ($1.60) | $1.44 | ($0.74) | ($0.44) |
| |
| Shares outstanding (basic) | 4.3 | 3.6 | 3.4 | 3.7 | 3.7 | 3.7 | 3.7 | 3.7 |
| Shares outstanding (diluted) | 4.3 | 3.6 | 3.4 | 3.7 | 3.7 | 3.7 | 3.7 | 3.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |