HF FINANCIAL CORP (HFFC) [Rocket]

In millions, except per share items	Jun-30-15	Jun-30-14	Jun-30-13	Jun-30-12	Jun-30-11	Jun-30-10	Jun-30-09	Jun-30-08
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income:
Interest income on loans	38.4	34.5	33.9	42.3	48.6	49.7
	42.3	40.1	39.0	47.2	54.4	57.4
Interest on deposits	3.5	3.9	4.8	7.2	9.6	12.3
Total interest expense	3.5	3.9	4.8	7.2	9.6	12.3	15.7	24.7
Net interest income	45.8	44.1	43.8	54.4	64.0	69.7	35.3	29.9
Provision for loan losses	1.8	0.6	0.3	1.8	8.6	3.0
Net interest income after provision for loan losses	44.0	43.5	43.5	52.7	55.4	66.7	35.3
Deposit and loan fees	6.0	6.3	6.5	6.0	6.2	5.6
Gain on sale of investments, net	-1.1	0.7	2.1	1.5	-2.7	-3.1		0.0
Other non-interest income	7.4	8.1	6.5	5.4	5.4	8.4
Total non-interest income	12.3	15.0	15.1	12.9	8.9	11.0		0.0
Non-interest expenses	41.6	36.0	34.3	37.1	37.1	36.0
Equity in earnings
Pre-tax income before non-recurring items	4.3	9.5	8.9	7.2	0.4	9.3	9.8	7.4
Non-recurring items	-0.5		0.0	-0.5			-1.9	-1.2
Asset impairment						0.6
Pre-tax income	4.7	9.5	8.9	7.7	0.4	8.7	11.7	8.6
Income taxes	1.1	2.9	3.0	2.5	-0.2	3.0	3.9	2.8
Tax rate	23.6%	30.3%	34.1%	32.6%		34.0%	33.1%	32.1%
Net income	3.6	6.6	5.9	5.2	0.7	5.7	7.8	5.8
Net margin	6.4%	11.3%	10.0%	7.9%	1.1%	7.4%	30.8%	17.5%

Basic EPS	$0.51	$0.94	$0.83	$0.74	$0.10	$1.00	$6,500.00	$5,843.00
Diluted EPS	$0.51	$0.94	$0.83	$0.74	$0.10	$1.00	$6,500.00	$5,843.00

Shares outstanding (basic)	7.1	7.1	7.1	7.0	6.8	5.8	0.0	0.0
Shares outstanding (diluted)	7.1	7.1	7.1	7.0	6.8	5.8	0.0	0.0

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.