In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
Total interest income | 210.9 | 198.3 | 237.7 | 246.3 | 183.9 | 117.8 | 60.8 | 9.1 |
Total interest expense | 126.1 | 105.6 | 112.9 | 137.0 | 91.5 | | | |
Net interest income | 84.7 | 92.7 | 124.8 | 109.3 | 92.4 | 117.8 | 60.8 | 9.1 |
Net interest income after provision for loan losses | 84.7 | 92.7 | 124.8 | 109.3 | 92.4 | 117.8 | 60.8 | 9.1 |
Gain on sale of investments, net | -1.7 | | -16.9 | | | | | |
Other non-interest income | | | | | | | | 0.2 |
Total non-interest income | -1.7 | | -16.9 | | | | | 0.2 |
Pre-tax income before non-recurring items | -40.8 | 68.5 | 6.4 | 70.2 | 63.1 | 53.3 | 35.3 | 0.2 |
Non-recurring items | | | 46.3 | | | | | |
Pre-tax income | -40.8 | 68.5 | -39.8 | 70.2 | 63.1 | 53.3 | 35.3 | 0.2 |
Income taxes | 0.0 | 0.2 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
Tax rate | | 0.3% | | | | | | 33.7% |
Net income | -55.3 | 67.6 | -40.5 | 70.1 | 63.0 | 53.3 | 35.4 | 0.1 |
Net margin | -66.6% | 72.9% | -37.6% | 64.2% | 68.2% | 45.2% | 58.1% | 1.5% |
|
Basic EPS | ($1.04) | $1.24 | ($0.73) | $1.32 | $1.45 | $1.23 | | |
Diluted EPS | ($1.04) | $1.23 | ($0.73) | $1.32 | $1.21 | $1.23 | | |
|
Shares outstanding (basic) | 53.0 | 54.6 | 55.2 | 53.1 | 43.4 | 43.2 | | |
Shares outstanding (diluted) | 53.0 | 54.9 | 55.2 | 53.1 | 52.0 | 43.2 | | |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |