| In millions, except per share items | Dec-31-21 | Dec-31-20 | Jun-30-19 | Jun-30-18 | Jun-30-17 | Jun-30-16 | Jun-30-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | S-1/A |
| Interest income: |
| Interest income on loans | 15.7 | 13.1 | 9.5 | 6.5 | 4.5 | 4.4 | 4.2 |
| Interest income on investments | 0.7 | 0.4 | 0.7 | 0.7 | 0.6 | 0.4 | 0.2 |
| | 16.7 | 13.8 | 11.0 | 8.0 | 5.7 | 5.3 | 5.1 |
| Interest expense: |
| Interest on deposits | 1.5 | 2.5 | 2.6 | 1.0 | 0.7 | 0.6 | 0.7 |
| | 2.2 | 3.1 | 2.9 | 1.4 | 0.9 | 0.7 | 0.8 |
| Net interest income | 14.5 | 10.7 | 8.1 | 6.6 | 4.8 | 4.6 | 4.3 |
| Provision for loan losses | 0.6 | 1.1 | 0.6 | 0.3 | 0.2 | 0.0 | 0.1 |
| Net interest income after provision for loan losses | 13.9 | 9.6 | 7.4 | 6.4 | 4.6 | 4.5 | 4.2 |
| Deposit and loan fees | | | | | | 0.2 | |
| Gain on sale of investments, net | | | | | | 0.0 | |
| Other non-interest income | 28.8 | 16.9 | 4.4 | 4.1 | 10.6 | 5.1 | 4.9 |
| Total non-interest income | 28.8 | 16.9 | 4.4 | 4.1 | 10.6 | 5.4 | 4.9 |
| Non-interest expenses | 21.9 | 18.5 | 10.7 | 9.4 | 8.8 | 8.4 | 8.3 |
| Pre-tax income before non-recurring items | 5.5 | 8.0 | 1.1 | 1.0 | 0.8 | 1.6 | -3.1 |
| Non-recurring items | | | | | | | -3.8 |
| Pre-tax income | 5.5 | 8.0 | 1.1 | 1.0 | 0.8 | 1.6 | 0.8 |
| Income taxes | 1.5 | 2.2 | 0.2 | 0.2 | 0.2 | 0.5 | 0.1 |
| Tax rate | 26.5% | 27.6% | 18.1% | 24.1% | 25.5% | 33.8% | 17.7% |
| Net income | 4.1 | 5.8 | 0.9 | 0.8 | 0.6 | 1.0 | 0.6 |
| Net margin | 9.5% | 21.8% | 7.4% | 7.4% | 3.7% | 10.4% | 6.9% |
| |
| Basic EPS | $2.04 | $2.84 | $0.43 | $0.38 | $0.56 | | |
| Diluted EPS | $1.98 | $2.84 | $0.43 | $0.38 | $0.56 | | |
| |
| Shares outstanding (basic) | 2.0 | 2.0 | 2.0 | 2.0 | 1.0 | | |
| Shares outstanding (diluted) | 2.0 | 2.0 | 2.0 | 2.0 | 1.0 | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |