In millions, except per share items | Mar-31-17 | Mar-31-16 | Mar-31-15 | Mar-31-14 | Mar-31-13 | Mar-31-12 | Mar-31-11 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | S-1/A |
Interest income: |
Interest income on loans | 31.7 | 25.1 | 23.2 | 21.0 | 19.4 | 20.8 | |
Interest income on investments | | | | | | 0.1 | |
| 40.5 | 35.3 | 35.2 | 33.7 | 19.7 | 21.1 | |
Interest on deposits | 7.9 | 6.4 | 6.7 | 7.7 | 9.5 | 12.6 | |
Total interest expense | 11.8 | 9.1 | 9.0 | 9.9 | 11.8 | 16.1 | |
Net interest income | 28.7 | 26.2 | 26.1 | 23.9 | 23.6 | 24.9 | |
Provision for loan losses | 2.0 | 1.1 | 0.7 | 0.8 | 0.8 | 0.2 | |
Net interest income after provision for loan losses | 26.7 | 25.2 | 25.4 | 23.1 | 22.8 | 24.7 | |
Deposit and loan fees | | | | | | 0.2 | |
Gain on sale of investments, net | | | | | 0.6 | | |
Other non-interest income | 1.9 | 1.9 | 4.3 | 1.9 | 2.1 | | |
Total non-interest income | 1.9 | 1.9 | 4.3 | 1.9 | 2.7 | 0.9 | |
Non-interest expenses | 21.7 | 19.1 | 17.1 | 15.1 | 13.9 | 13.5 | |
Pre-tax income before non-recurring items | 6.9 | 7.9 | 12.6 | 9.9 | 10.0 | 12.6 | |
Non-recurring items | 0.0 | 0.0 | | | 0.0 | 0.6 | |
Pre-tax income | 6.9 | 7.9 | 12.6 | 9.9 | 10.0 | 12.1 | |
Income taxes | 2.2 | 2.5 | 4.1 | 3.4 | 3.4 | 4.2 | |
Tax rate | 31.4% | 32.0% | 32.2% | 34.6% | 34.1% | 34.6% | |
Net income | 4.7 | 5.4 | 8.6 | 6.5 | 6.6 | 7.9 | |
Net margin | 16.5% | 20.0% | 28.8% | 25.9% | 25.9% | 30.8% | |
|
Basic EPS | $0.21 | $0.22 | $0.33 | $0.25 | $0.26 | $0.31 | |
Diluted EPS | $0.21 | $0.22 | $0.33 | $0.25 | $0.26 | $0.31 | |
|
Shares outstanding (basic) | 22.2 | 24.5 | 25.5 | 25.4 | 25.1 | 25.1 | |
Shares outstanding (diluted) | 22.3 | 24.5 | 25.7 | 25.6 | 25.2 | 25.1 | |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |