Overview Financials News + Filings Key Docs Charts Holdings Ownership Insiders
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| In millions, except per share items | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 | Dec-31-03 | Dec-31-02 | Dec-31-01 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| | 74.9 | 247.9 | 212.9 | | | | | |
| Interest expense: |
| Interest on deposits | 315.1 | 394.9 | 369.8 | 12,891.1 | 7,281.2 | | | |
| | 315.1 | 394.9 | 369.8 | 12,891.1 | 7,281.2 | | | |
| Net interest income | 93.4 | 286.5 | 340.2 | 249.7 | 151.5 | | | |
| Provision for loan losses | 637.5 | 66.0 | 7.5 | 6.0 | | | | |
| Net interest income after provision for loan losses | -544.1 | 220.5 | 332.7 | 243.7 | 151.5 | 0.0 | 0.0 | 0.0 |
| Deposit and loan fees | 9.2 | 10.1 | 11.0 | | | | | |
| Total non-interest income | 38.9 | 18.6 | 20.9 | 27.9 | 51.4 | | | |
| Asset impairment | | 4.5 | | | | | | |
| Pre-tax income | -575.8 | 163.5 | 287.7 | 210.3 | 146.6 | 87.8 | 73.9 | 82.3 |
| Income taxes | -119.3 | 57.3 | 98.3 | 73.1 | 48.7 | 29.4 | 24.6 | 28.1 |
| Tax rate | 20.7% | 35.1% | 34.2% | 34.7% | 33.2% | 33.5% | 33.3% | 34.2% |
| Net income | -456.5 | 106.2 | 189.4 | 137.2 | 97.9 | 58.4 | 49.3 | 54.2 |
| Net margin | 90.4% | 44.4% | 53.6% | 50.5% | 48.3% | 1.1% | 1.2% | 1.2% |
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| Basic EPS | ($8.41) | $1.89 | $3.38 | $2.38 | $1.70 | $2.08 | $1.74 | $1.89 |
| Diluted EPS | ($8.41) | $1.85 | $3.28 | $2.38 | $1.70 | $1.02 | $1.72 | $1.89 |
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| Shares outstanding (basic) | 54.3 | 56.3 | 56.0 | 57.7 | 57.6 | 28.1 | 28.3 | 28.7 |
| Shares outstanding (diluted) | 54.3 | 57.3 | 57.7 | 57.7 | 57.6 | 57.3 | 28.7 | 28.7 |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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