| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 166.8 | 135.0 | 137.4 | 145.8 | 131.8 | 116.8 | 109.0 | 104.1 |
| Interest income on investments | | 7.5 | 10.0 | 10.2 | 9.0 | 7.6 | 9.0 | 8.0 |
| | 181.8 | 143.5 | 148.3 | 158.3 | 142.0 | 125.5 | 118.5 | 112.3 |
| Interest expense: |
| Interest on deposits | | 9.1 | 15.0 | 21.3 | 13.9 | 9.4 | 7.5 | 7.6 |
| Interest on borrowings | 7.1 | 8.2 | 8.6 | 9.0 | 4.6 | 3.7 | 2.3 | 0.8 |
| | 23.6 | 19.4 | 26.1 | 33.8 | 21.9 | 15.8 | 12.6 | 11.2 |
| Net interest income | 158.2 | 124.1 | 122.2 | 124.5 | 120.1 | 109.7 | 105.9 | 101.2 |
| Provision for loan losses | 6.6 | -4.3 | 14.1 | 1.8 | 1.1 | 3.0 | 2.9 | -1.0 |
| Net interest income after provision for loan losses | 151.7 | 128.4 | 108.2 | 122.8 | 119.0 | 106.8 | 103.0 | 102.2 |
| Deposit and loan fees | | | | | | | | 3.3 |
| Credit and debit card fees | | | | | | | | 4.3 |
| Other non-interest income | 32.1 | 56.2 | 45.2 | 27.0 | 19.0 | 19.0 | 21.0 | 8.4 |
| Total non-interest income | 32.1 | 56.2 | 45.2 | 27.0 | 19.0 | 19.0 | 21.0 | 16.0 |
| Non-interest expenses | 108.0 | 110.9 | 98.5 | 89.3 | 86.2 | 79.7 | 77.1 | 79.4 |
| Pre-tax income before non-recurring items | 61.1 | 75.8 | 54.8 | 60.5 | 51.8 | 46.1 | 46.9 | 38.8 |
| Non-recurring items | | 2.1 | | | | | | |
| Pre-tax income | 61.1 | 73.7 | 54.8 | 60.5 | 51.8 | 46.1 | 46.9 | 38.8 |
| Income taxes | 0.0 | 14.7 | 10.7 | 11.0 | 9.8 | 14.8 | 15.0 | 11.8 |
| Tax rate | 0.0% | 19.9% | 19.5% | 18.2% | 18.9% | 32.1% | 31.9% | 30.4% |
| Net income | 61.1 | 59.0 | 44.1 | 49.5 | 42.0 | 31.3 | 31.9 | 27.0 |
| Net margin | 33.2% | 32.0% | 28.8% | 33.0% | 30.5% | 24.9% | 25.7% | 22.9% |
| |
| Basic EPS | $3.85 | $3.69 | $2.71 | $3.01 | $2.53 | $1.90 | $1.96 | $1.63 |
| Diluted EPS | $3.85 | $3.69 | $2.71 | $3.01 | $2.53 | $1.90 | $1.96 | $1.62 |
| |
| Shares outstanding (basic) | 15.9 | 16.0 | 16.3 | 16.4 | 16.6 | 16.5 | 16.3 | 16.6 |
| Shares outstanding (diluted) | 15.9 | 16.0 | 16.3 | 16.4 | 16.6 | 16.5 | 16.3 | 16.6 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |