| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 73.1 | 67.4 | 71.8 | 79.3 | 75.5 | 66.0 | 57.7 | 50.9 |
| Interest income on investments | 7.9 | 3.7 | 3.2 | 3.7 | 3.4 | 3.7 | 4.1 | 4.7 |
| | 84.7 | 71.7 | 75.7 | 85.3 | 80.3 | 70.4 | 62.2 | 56.0 |
| Interest expense: |
| Interest on deposits | 7.3 | 7.2 | 13.5 | 18.7 | 13.6 | 8.1 | 6.7 | 6.3 |
| | 9.4 | 9.6 | 15.3 | 21.4 | 16.4 | 10.9 | 8.6 | 8.2 |
| Net interest income | 94.1 | 81.3 | 91.0 | 106.7 | 63.9 | 59.5 | 53.6 | 47.8 |
| Provision for loan losses | | | | | 2.7 | 4.2 | 3.0 | 3.5 |
| Net interest income after provision for loan losses | 94.1 | 81.3 | 91.0 | 106.7 | 61.2 | 55.4 | 50.6 | 44.3 |
| Deposit and loan fees | | | | | 4.7 | 4.2 | 3.7 | 3.4 |
| Gain on sale of investments, net | | | | 0.0 | | 0.1 | 0.2 | 0.5 |
| Other non-interest income | 14.9 | 16.4 | 15.9 | 13.9 | 8.6 | 7.3 | 6.1 | 5.1 |
| Total non-interest income | 14.9 | 16.4 | 15.9 | 13.9 | 13.3 | 11.5 | 10.0 | 9.0 |
| Non-interest expenses | 61.6 | 56.2 | 51.2 | 51.7 | 49.8 | 45.0 | 41.6 | 37.4 |
| Pre-tax income before non-recurring items | 25.6 | 17.5 | 10.5 | 23.7 | 24.7 | 21.9 | 19.0 | 16.4 |
| Non-recurring items | | | | | | | | 0.5 |
| Asset impairment | -0.1 | -1.1 | | | | | | |
| Pre-tax income | 25.6 | 18.6 | 10.5 | 23.7 | 24.7 | 21.9 | 19.0 | 15.9 |
| Income taxes | 5.6 | 3.9 | 2.0 | 5.0 | 5.2 | 9.9 | 5.9 | 4.8 |
| Tax rate | 21.7% | 21.1% | 19.4% | 21.2% | 21.0% | 45.2% | 31.0% | 30.2% |
| Net income | 20.1 | 14.7 | 8.4 | 18.6 | 19.5 | 12.0 | 13.1 | 11.0 |
| Net margin | 18.2% | 14.8% | 7.8% | 15.3% | 26.2% | 17.9% | 21.6% | 20.6% |
| |
| Basic EPS | $2.11 | $1.51 | $0.86 | $1.89 | $1.98 | $1.23 | $1.42 | $1.60 |
| Diluted EPS | $2.10 | $1.50 | $0.86 | $1.88 | $1.96 | $1.21 | $1.41 | $1.58 |
| |
| Shares outstanding (basic) | 9.5 | 9.7 | 9.8 | 9.9 | 9.9 | 9.8 | 9.2 | 6.9 |
| Shares outstanding (diluted) | 9.6 | 9.8 | 9.8 | 9.9 | 10.0 | 9.9 | 9.3 | 7.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |