| In millions, except per share items | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 967.0 | 847.6 | 694.6 | 679.0 | 574.4 | 479.9 | 451.9 |
| Interest income on investments | 28.7 | 30.8 | 38.6 | 133.2 | 80.6 | 106.9 | 159.4 |
| | 997.7 | 879.2 | 733.8 | 735.7 | 655.6 | 588.2 | 612.5 |
| Interest expense: |
| Interest on deposits | 158.7 | 127.4 | 101.9 | 101.8 | 88.8 | 97.0 | 101.4 |
| | 549.4 | 427.0 | 169.0 | 176.8 | 141.8 | 135.9 | 147.2 |
| Net interest income | 730.4 | 668.3 | 564.8 | 558.9 | 513.8 | 452.3 | 465.3 |
| Provision for loan losses | 49.0 | 38.2 | 24.5 | 12.0 | 32.0 | 49.7 | 79.3 |
| Net interest income after provision for loan losses | 681.4 | 630.2 | 540.3 | 546.9 | 481.8 | 402.6 | 386.0 |
| Deposit and loan fees | 8.8 | 14.0 | 14.8 | 19.1 | 21.5 | 26.0 | 19.8 |
| Other non-interest income | 158.3 | 201.4 | 322.5 | | | | 338.1 |
| Total non-interest income | 167.1 | 215.4 | 337.2 | 519.4 | 369.8 | 233.1 | 357.8 |
| Non-interest expenses | 618.9 | 638.4 | 638.9 | 848.2 | 735.6 | 554.2 | 493.9 |
| Pre-tax income | 229.5 | 207.2 | 238.6 | 218.0 | 116.0 | 81.5 | 249.9 |
| Income taxes | 84.6 | 76.6 | 90.5 | 81.3 | 42.0 | 28.8 | 61.0 |
| Tax rate | 36.8% | 37.0% | 37.9% | 37.3% | 36.2% | 35.3% | 24.4% |
| Net income | 134.8 | 120.4 | 138.0 | 126.6 | 63.3 | 41.5 | 144.8 |
| Net margin | 15.9% | 14.2% | 15.7% | 11.9% | 7.4% | 6.5% | 19.5% |
| |
| Basic EPS | $1.07 | $0.97 | $1.12 | $1.04 | $0.61 | $0.55 | $2.00 |
| Diluted EPS | $1.06 | $0.95 | $1.10 | $1.02 | $0.60 | $0.54 | $1.94 |
| |
| Shares outstanding (basic) | 125.5 | 124.5 | 122.9 | 122.2 | 104.0 | 74.9 | 72.5 |
| Shares outstanding (diluted) | 127.5 | 126.7 | 125.4 | 123.9 | 106.0 | 77.5 | 74.6 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |