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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

Oconee Federal Financial Corp. (OFED)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-22Jun-30-21Jun-30-20Jun-30-19Jun-30-18Jun-30-17Jun-30-16Jun-30-15
   10-K10-K10-K10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  14.015.016.416.214.414.615.414.4
        Interest income on investments  2.41.51.92.42.42.32.31.7
        Interest income on repurchase agreements         0.1
       16.416.718.718.817.017.217.816.2
    Interest expense:  
        Interest on deposits  1.01.73.73.01.61.31.21.2
        Interest on borrowings  0.10.10.20.60.2   
       1.11.83.93.61.81.31.21.2
Net interest income  15.314.814.815.315.215.816.615.0
Provision for loan losses    0.10.20.10.20.50.2
Net interest income after provision for loan losses  15.314.814.815.015.115.616.114.8
        Deposit and loan fees  0.40.30.40.40.40.40.50.3
        Gain on sale of investments, net       0.10.10.1
        Other non-interest income  1.21.71.61.31.21.62.10.9
Total non-interest income  1.62.02.01.71.72.12.61.4
Non-interest expenses  11.911.712.012.112.110.811.59.0
Pre-tax income  5.15.14.84.64.77.07.37.2
Income taxes  1.01.10.90.91.71.52.02.7
            Tax rate  19.2%20.7%18.9%19.0%36.0%21.1%27.9%37.4%
Net income  4.14.13.93.73.05.55.24.5
            Net margin  24.2%24.1%23.0%22.2%18.1%31.1%28.0%27.9%
   
Basic EPS  $0.73$0.73$0.68$0.65$0.54$0.97$0.92$0.80
Diluted EPS  $0.73$0.72$0.68$0.65$0.52$0.96$0.91$0.79
   
Shares outstanding (basic)  5.65.65.75.75.75.75.75.6
Shares outstanding (diluted)  5.65.65.75.85.85.85.85.7
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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