| In millions, except per share items | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 | Dec-31-12 | Dec-31-11 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 53.1 | 49.3 | 46.5 | 44.4 | 43.7 | 34.0 | 30.5 | 31.0 |
| Interest income on investments | 3.0 | 3.2 | 3.4 | 3.2 | 3.6 | 4.1 | 5.3 | 6.7 |
| | 58.2 | 54.0 | 52.9 | 48.1 | 47.5 | 38.2 | 35.8 | 37.8 |
| Interest expense: |
| Interest on deposits | 9.6 | 7.5 | 6.6 | 5.6 | 5.4 | 5.2 | 6.0 | 7.3 |
| Interest on borrowings | 3.2 | 3.3 | 3.3 | 3.0 | 2.5 | 2.9 | 3.3 | 3.8 |
| | 13.0 | 11.1 | 10.1 | 8.9 | 8.2 | 8.5 | 9.6 | 11.4 |
| Net interest income | 45.1 | 42.9 | 42.8 | 39.2 | 39.3 | 29.7 | 26.2 | 26.4 |
| Provision for loan losses | 3.1 | 0.7 | 2.2 | 2.5 | 1.5 | 1.3 | 2.9 | 1.6 |
| Net interest income after provision for loan losses | 42.0 | 42.2 | 40.6 | 36.7 | 37.7 | 28.4 | 23.3 | 24.9 |
| Deposit and loan fees | | | | 6.7 | 7.0 | 5.8 | 4.9 | 4.8 |
| Gain on sale of investments, net | | | | 0.1 | 0.1 | -1.4 | -1.5 | 0.3 |
| Other non-interest income | 11.2 | 11.2 | 15.6 | 3.4 | 3.1 | 4.0 | 5.3 | 6.0 |
| Total non-interest income | 11.2 | 11.2 | 15.6 | 10.3 | 10.2 | 8.3 | 8.7 | 11.1 |
| Non-interest expenses | 41.1 | 39.8 | 40.0 | 40.6 | 41.5 | 37.7 | 30.7 | 32.6 |
| Pre-tax income before non-recurring items | 13.2 | 13.6 | 16.1 | 6.4 | 6.4 | 1.7 | 1.0 | 3.4 |
| Non-recurring items | 1.1 | 0.0 | -0.1 | 0.0 | | 2.6 | -0.4 | 0.0 |
| Pre-tax income | 12.2 | 13.6 | 16.2 | 6.5 | 6.4 | -1.0 | 1.4 | 3.4 |
| Income taxes | 2.6 | 8.4 | 4.9 | 2.1 | 2.0 | -0.1 | 0.2 | 1.0 |
| Tax rate | 21.3% | 61.5% | 30.3% | 32.6% | 31.1% | 10.3% | 17.7% | 29.3% |
| Net income | 9.6 | 5.2 | 11.3 | 4.3 | 4.4 | -0.9 | 1.1 | 2.4 |
| Net margin | 18.0% | 9.8% | 20.1% | 9.2% | 9.2% | -2.3% | 3.5% | 6.7% |
| |
| Basic EPS | $0.81 | $0.44 | $0.96 | $0.36 | $0.36 | ($0.08) | $0.11 | $0.24 |
| Diluted EPS | $0.80 | $0.44 | $0.95 | $0.36 | $0.36 | ($0.08) | $0.11 | $0.24 |
| |
| Shares outstanding (basic) | 11.8 | 11.9 | 11.8 | 12.0 | 12.3 | 10.4 | 9.7 | 10.0 |
| Shares outstanding (diluted) | 11.9 | 11.9 | 11.9 | 12.0 | 12.3 | 10.4 | 9.8 | 10.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |