In millions, except per share items | Jun-30-13 | Jun-30-12 | Jun-30-11 | Jun-30-10 | Jun-30-09 |
| 10-K | 10-K | 10-K | 10-K | 10-K |
Interest income: |
Interest income on loans | 15.0 | 14.7 | 15.1 | 14.6 | |
Interest income on investments | 1.0 | 1.1 | 1.1 | | |
Interest income on repurchase agreements | 0.0 | 0.1 | 0.1 | | |
| 16.1 | 15.9 | 16.2 | 16.1 | |
Interest expense: |
Interest on deposits | 1.3 | 2.3 | 2.6 | 3.6 | |
Interest on borrowings | 0.9 | 1.1 | 1.3 | 2.1 | |
| 2.1 | 3.4 | 4.0 | 5.9 | |
Net interest income | 18.2 | 19.3 | 20.2 | 10.1 | |
Provision for loan losses | 0.5 | 1.1 | 0.7 | | |
Net interest income after provision for loan losses | 17.7 | 18.2 | 19.5 | 10.1 | 0.0 |
Other non-interest income | 0.8 | 0.7 | 1.0 | -0.9 | |
Total non-interest income | 0.8 | 0.7 | 1.0 | -0.9 | |
Non-interest expenses | 12.3 | 11.5 | 11.0 | 9.3 | |
Pre-tax income | 1.8 | 0.5 | 1.2 | -1.3 | -1.2 |
Income taxes | 0.7 | 0.2 | 0.4 | -0.6 | 0.0 |
Tax rate | 38.6% | 40.8% | 30.9% | 47.4% | 0.0% |
Net income | 1.1 | 0.3 | 0.9 | -0.7 | 0.0 |
Net margin | 6.1% | 1.4% | 4.2% | -1.4% | 0.0% |
|
Basic EPS | $0.28 | $0.07 | $0.20 | | |
Diluted EPS | $0.28 | $0.07 | $0.20 | | |
|
Shares outstanding (basic) | 4.0 | 4.0 | 4.3 | | |
Shares outstanding (diluted) | 4.0 | 4.0 | 4.3 | | |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |