Overview Financials News + Filings Key Docs Ownership
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| In millions, except per share items | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 | Dec-31-03 | Dec-31-02 | Dec-31-01 | Dec-31-00 |
| | 20-F | 20-F | 20-F | 20-F | 20-F | S-1/A | 20-F | 20-F |
| Interest income on loans | | | | 6,495.0 | | 8,514.0 | | |
| Total interest income | | | | 11,114.0 | | 15,045.0 | 9,713.0 | 5,813.0 |
| Interest expense: |
| Interest on deposits | | | | 3,222.0 | | 2,814.0 | 1,668.0 | 916.0 |
| Interest on borrowings | | | | 913.0 | | 5,621.0 | 1,142.0 | 583.0 |
| | | | | 5,336.0 | | 9,742.0 | 2,810.0 | 1,499.0 |
| Net interest income | | | | 5,778.0 | | 5,303.0 | 4,174.0 | 2,708.0 |
| Provision for loan losses | | | | 948.0 | | 1,291.0 | 1,100.0 | 676.0 |
| Net interest income after provision for loan losses | 0.0 | 0.0 | 0.0 | 4,830.0 | | 4,012.0 | 3,074.0 | 2,032.0 |
| Total non-interest income | | | | 6,841.0 | | 3,216.0 | 3,761.0 | 2,967.0 |
| Non-interest expenses | 6,747.0 | 5,821.0 | 5,041.0 | 9,202.0 | | 6,586.0 | 5,886.0 | 4,287.0 |
| Pre-tax income | 0.0 | 0.0 | 0.0 | 2,469.0 | | 642.0 | 949.0 | 712.0 |
| Income taxes | 0.0 | 0.0 | 0.0 | 295.0 | | -276.0 | -182.0 | -14.0 |
| Tax rate | | | | 11.9% | | | | |
| Minority interest | | | | -1,003.0 | | -442.0 | -426.0 | -331.0 |
| Net income | 0.0 | 0.0 | 0.0 | 3,177.0 | | 1,360.0 | 1,337.0 | 1,029.0 |
| Net margin | | | | 27.2% | | 18.8% | 19.6% | 20.6% |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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