| In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income on loans | 85.6 | 93.0 | 80.1 | 64.4 | 55.8 | 44.6 | 32.8 | 29.0 |
| Total interest income | 99.0 | 105.8 | 94.8 | 75.8 | 63.3 | 49.0 | 36.5 | 32.5 |
| Interest expense: |
| Interest on deposits | 7.8 | 20.4 | 12.5 | 7.9 | 5.5 | 3.6 | 2.9 | 3.1 |
| Interest on borrowings | | | | | 0.6 | 0.3 | 0.4 | 0.5 |
| | 12.0 | 25.0 | 18.5 | 13.0 | 9.6 | 4.9 | 3.4 | 3.6 |
| Net interest income | 87.0 | 80.9 | 76.2 | 62.8 | 53.7 | 44.0 | 33.1 | 28.9 |
| Provision for loan losses | 17.4 | 2.7 | 1.9 | 3.2 | 3.8 | 8.0 | 0.5 | 0.2 |
| Net interest income after provision for loan losses | 69.5 | 78.2 | 74.3 | 59.6 | 49.9 | 36.0 | 32.6 | 28.7 |
| Deposit and loan fees | 4.9 | 3.6 | 3.2 | 2.7 | 2.0 | 2.6 | 1.2 | 0.9 |
| Gain on sale of investments, net | | | | | 0.0 | 0.0 | 0.1 | 0.2 |
| Other non-interest income | 5.4 | 7.1 | 6.8 | 9.4 | 10.0 | 6.8 | 4.1 | 2.8 |
| Total non-interest income | 10.3 | 10.7 | 10.0 | 12.2 | 12.0 | 9.4 | 5.3 | 3.9 |
| Non-interest expenses | 52.7 | 53.1 | 50.0 | 52.8 | 50.1 | 45.9 | 26.6 | 24.9 |
| Pre-tax income before non-recurring items | 27.0 | 38.8 | 35.9 | 20.0 | 14.9 | 8.8 | 11.4 | 8.2 |
| Non-recurring items | -0.1 | 3.1 | 1.5 | 1.0 | 3.1 | 9.3 | | 0.5 |
| Pre-tax income | 27.2 | 35.8 | 34.4 | 19.0 | 11.8 | -0.5 | 11.4 | 7.7 |
| Income taxes | 4.6 | 7.6 | 6.3 | 23.7 | 4.2 | 0.8 | 3.9 | 2.5 |
| Tax rate | 17.0% | 21.3% | 18.4% | 125.1% | 35.8% | | 33.9% | 32.8% |
| Earnings from continuing ops | 22.5 | 28.2 | 28.1 | -4.8 | 7.6 | -1.3 | 7.5 | 5.1 |
| Earnings from discontinued ops | | 21.7 | 0.5 | 1.0 | 5.8 | | | |
| Net income | 22.5 | 49.9 | 28.5 | -3.7 | 13.4 | -1.3 | 7.5 | 5.1 |
| Net margin | 28.2% | 56.1% | 33.8% | -5.2% | 21.6% | -2.9% | 19.8% | 15.8% |
| |
| Basic EPS | $1.05 | $1.20 | $1.07 | ($0.18) | $0.30 | ($0.08) | $0.55 | $0.38 |
| Diluted EPS | $1.05 | $1.20 | $1.07 | ($0.18) | $0.30 | ($0.08) | $0.55 | $0.38 |
| |
| Shares outstanding (basic) | 21.4 | 23.5 | 26.1 | 25.8 | 25.2 | 15.7 | 13.6 | 13.5 |
| Shares outstanding (diluted) | 21.4 | 23.5 | 26.1 | 25.8 | 25.2 | 15.7 | 13.6 | 13.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |