The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC Incorporated COM 001055102 2,186 37,604 SH   SOLE   37,604 0 0
AT&T Inc. COM 00206R102 1,146 32,381 SH   SOLE   32,381 0 0
AbbVie Inc. COM 00287Y109 1,981 47,921 SH   SOLE   47,921 0 0
Abbott Labs COM 002824100 1,916 54,944 SH   SOLE   54,944 0 0
Altria Group COM 02209S103 2,983 85,240 SH   SOLE   85,240 0 0
Amazon COM 023135106 1,156 4,163 SH   SOLE   4,163 0 0
Apple Computer COM 037833100 1,976 4,984 SH   SOLE   4,984 0 0
Arthur J. Gallagher & Co. COM 363576109 3,336 76,347 SH   SOLE   76,347 0 0
BCE, Inc. COM 05534B760 3,285 80,072 SH   SOLE   80,072 0 0
Berkshire Hathaway Cl B COM 084670702 1,342 11,992 SH   SOLE   11,992 0 0
BlackRock, Inc. COM 09247X101 2,628 10,233 SH   SOLE   10,233 0 0
Bristol-Myers Squibb Co. COM 110122108 1,797 40,212 SH   SOLE   40,212 0 0
CVS COM 126650100 1,658 29,002 SH   SOLE   29,002 0 0
Caterpillar Inc. COM 149123101 1,150 13,946 SH   SOLE   13,946 0 0
Cisco Systems COM 17275R102 1,929 79,265 SH   SOLE   79,265 0 0
Comcast Corp COM 20030N101 2,086 49,968 SH   SOLE   49,968 0 0
Conoco Phillips COM 20825C104 3,095 51,165 SH   SOLE   51,165 0 0
Consolidated Edison COM 209115104 1,351 23,167 SH   SOLE   23,167 0 0
Duke Energy Corp. COM 26441C204 2,190 32,446 SH   SOLE   32,446 0 0
Emerson Electric COM 291011104 2,638 48,374 SH   SOLE   48,374 0 0
Enterprise Products Partners COM 293792107 995 16,012 SH   SOLE   16,012 0 0
Exxon Mobil Corp. COM 30231G102 211 2,334 SH   SOLE   2,334 0 0
Facebook COM 30303M102 206 8,282 SH   SOLE   8,282 0 0
Genuine Parts Co. COM 372460105 2,111 27,039 SH   SOLE   27,039 0 0
Glaxosmithkline PLC ADRF COM 37733W105 1,512 30,268 SH   SOLE   30,268 0 0
Google Inc. COM 38259P508 1,762 2,001 SH   SOLE   2,001 0 0
Integrys Energy Group COM 45822P105 321 5,481 SH   SOLE   5,481 0 0
Intel COM 458140100 3,154 130,158 SH   SOLE   130,158 0 0
International Business Machine COM 459200101 1,082 5,664 SH   SOLE   5,664 0 0
JP Morgan Chase COM 46625H100 3,408 64,566 SH   SOLE   64,566 0 0
Johnson & Johnson COM 478160104 243 2,829 SH   SOLE   2,829 0 0
Kimberly-Clark Corp. COM 494368103 2,407 24,782 SH   SOLE   24,782 0 0
Kinder Morgan Energy Partners COM 494550106 1,639 19,189 SH   SOLE   19,189 0 0
MasterCard Incorporated COM 57636Q104 1,529 2,661 SH   SOLE   2,661 0 0
McDonald's Corp. COM 580135101 2,879 29,079 SH   SOLE   29,079 0 0
Merck & Co. Inc. COM 58933Y105 1,823 39,245 SH   SOLE   39,245 0 0
Microchip Technology COM 595017104 2,803 75,253 SH   SOLE   75,253 0 0
Oracle Corp. COM 68389X105 1,840 59,914 SH   SOLE   59,914 0 0
Packaging Corp of America COM 695156109 441 9,003 SH   SOLE   9,003 0 0
Patterson Companies COM 703395103 257 6,829 SH   SOLE   6,829 0 0
Paychex COM 704326107 2,869 78,589 SH   SOLE   78,589 0 0
Perrigo Company COM 714290103 1,267 10,474 SH   SOLE   10,474 0 0
Philip Morris International COM 718172109 4,722 54,510 SH   SOLE   54,510 0 0
Phillips 66 COM 718546104 1,909 32,400 SH   SOLE   32,400 0 0
Polaris Industries Inc. COM 731068102 1,205 12,689 SH   SOLE   12,689 0 0
Praxair Inc. COM 74005P104 680 5,901 SH   SOLE   5,901 0 0
Procter & Gamble COM 742718109 2,193 28,481 SH   SOLE   28,481 0 0
RPM Int'l COM 749685103 1,966 61,546 SH   SOLE   61,546 0 0
SPDR Financial Sel ETF COM 81369Y605 2,870 147,608 SH   SOLE   147,608 0 0
SPDR Trust Unit SR 1 ETF COM 78462F103 2,871 17,894 SH   SOLE   17,894 0 0
Spectra Energy COM 847560109 1,764 51,200 SH   SOLE   51,200 0 0
Starbucks Corp. COM 855244109 1,470 22,442 SH   SOLE   22,442 0 0
V F Corp COM 918204108 1,348 6,981 SH   SOLE   6,981 0 0
Vanguard Emerging Market Fund COM 922042858 931 23,986 SH   SOLE   23,986 0 0
Vanguard European COM 922042874 329 6,834 SH   SOLE   6,834 0 0
Vanguard Extended Mkt COM 922908652 405 5,795 SH   SOLE   5,795 0 0
Vanguard Index - Growth COM 922908736 756 9,670 SH   SOLE   9,670 0 0
Vanguard Large Cap COM 922908637 1,416 19,283 SH   SOLE   19,283 0 0
Vanguard MSCI Pacific ETF COM 922042866 278 4,979 SH   SOLE   4,979 0 0
Vanguard Value ETF COM 922908744 458 6,775 SH   SOLE   6,775 0 0
Verizon Communication COM 92343V104 2,257 44,827 SH   SOLE   44,827 0 0
Wells Fargo & Co. COM 949746101 1,457 35,293 SH   SOLE   35,293 0 0
Xcel Energy Inc. COM 98389B100 1,163 41,023 SH   SOLE   41,023 0 0
iShares Core S&P Mid-Cap ETF COM 464287507 1,836 15,892 SH   SOLE   15,892 0 0
iShares Core S&P Small-Cap ETF COM 464287804 1,491 16,514 SH   SOLE   16,514 0 0
iShares DJ Select Dividend Ind COM 464287168 1,384 21,628 SH   SOLE   21,628 0 0
iShares MSCI Emerging Mkt Inde COM 464287234 1,159 30,101 SH   SOLE   30,101 0 0
iShares NASDAQ Biotechnology I COM 464287556 1,219 7,008 SH   SOLE   7,008 0 0
iShares Russell Midcap Index F COM 464287499 1,375 10,586 SH   SOLE   10,586 0 0
iShares TR Russell 2000 Index COM 464287655 938 9,666 SH   SOLE   9,666 0 0
iShares Cohen & Steer REIT ETF COM 464287564 1,565 19,417 SH   SOLE   19,417 0 0