The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC Incorporated COM 001055102 2,360 37,444 SH   SOLE   37,444 0 0
AT&T Inc. COM 00206R102 313 8,912 SH   SOLE   8,912 0 0
AbbVie Inc. COM 00287Y109 2,611 50,803 SH   SOLE   50,803 0 0
Abbott Labs COM 002824100 2,684 69,708 SH   SOLE   69,708 0 0
Altria Group COM 02209S103 3,619 96,676 SH   SOLE   96,676 0 0
Amazon COM 023135106 1,378 4,098 SH   SOLE   4,098 0 0
Apple Computer COM 037833100 2,194 4,087 SH   SOLE   4,087 0 0
Arthur J. Gallagher & Co. COM 363576109 3,723 78,241 SH   SOLE   78,241 0 0
BCE, Inc. COM 05534B760 1,981 45,922 SH   SOLE   45,922 0 0
Berkshire Hathaway Cl B COM 084670702 1,085 8,685 SH   SOLE   8,685 0 0
BlackRock, Inc. COM 09247X101 3,298 10,488 SH   SOLE   10,488 0 0
Bristol-Myers Squibb Co. COM 110122108 3,560 68,519 SH   SOLE   68,519 0 0
CVS Caremark Corp. COM 126650100 2,016 26,926 SH   SOLE   26,926 0 0
Comcast Corp COM 20030N101 2,750 54,949 SH   SOLE   54,949 0 0
ConocoPhillips COM 20825C104 4,227 60,087 SH   SOLE   60,087 0 0
Consolidated Edison COM 209115104 298 5,555 SH   SOLE   5,555 0 0
Costco Whsl Corp COM 22160K105 1,265 11,329 SH   SOLE   11,329 0 0
Duke Energy Corp. COM 26441C204 2,261 31,752 SH   SOLE   31,752 0 0
Emerson Electric COM 291011104 3,241 48,518 SH   SOLE   48,518 0 0
Enterprise Products Partners COM 293792107 1,627 23,464 SH   SOLE   23,464 0 0
Exxon Mobil Corp. COM 30231G102 231 2,367 SH   SOLE   2,367 0 0
Genuine Parts Co. COM 372460105 2,130 24,522 SH   SOLE   24,522 0 0
Glaxosmithkline PLC ADR COM 37733W105 1,618 30,275 SH   SOLE   30,275 0 0
Google Inc. COM 38259P508 2,324 2,085 SH   SOLE   2,085 0 0
Integrys Energy Group COM 45822P105 324 5,440 SH   SOLE   5,440 0 0
Intuit COM 461202103 1,334 17,162 SH   SOLE   17,162 0 0
JP Morgan Chase COM 46625H100 4,111 67,711 SH   SOLE   67,711 0 0
Johnson & Johnson COM 478160104 237 2,413 SH   SOLE   2,413 0 0
Kimberly-Clark Corp. COM 494368103 2,814 25,524 SH   SOLE   25,524 0 0
Lockheed Martin Corp COM 539830109 2,546 15,599 SH   SOLE   15,599 0 0
MasterCard Incorporated COM 57636Q104 2,060 27,577 SH   SOLE   27,577 0 0
McDonald's Corp. COM 580135101 1,731 17,654 SH   SOLE   17,654 0 0
Merck & Co. Inc. COM 58933Y105 2,626 46,256 SH   SOLE   46,256 0 0
Microchip Technology COM 595017104 2,475 51,821 SH   SOLE   51,821 0 0
Oracle Corp. COM 68389X105 2,178 53,244 SH   SOLE   53,244 0 0
Packaging Corp of America COM 695156109 487 6,927 SH   SOLE   6,927 0 0
Patterson Companies COM 703395103 276 6,600 SH   SOLE   6,600 0 0
Paychex COM 704326107 3,388 79,527 SH   SOLE   79,527 0 0
Perrigo Company PLC (New) COM G97822103 1,703 11,010 SH   SOLE   11,010 0 0
Philip Morris International COM 718172109 4,286 52,351 SH   SOLE   52,351 0 0
Phillips 66 COM 718546104 2,634 34,175 SH   SOLE   34,175 0 0
Polaris Industries Inc. COM 731068102 1,345 9,629 SH   SOLE   9,629 0 0
Praxair Inc. COM 74005P104 564 4,310 SH   SOLE   4,310 0 0
Procter & Gamble COM 742718109 2,285 28,355 SH   SOLE   28,355 0 0
RPM Int'l COM 749685103 2,513 60,053 SH   SOLE   60,053 0 0
SPDR Financial Sel ETF COM 81369Y605 3,457 154,747 SH   SOLE   154,747 0 0
SPDR Trust Unit SR 1 ETF COM 78462F103 3,506 18,748 SH   SOLE   18,748 0 0
Spectra Energy COM 847560109 3,402 92,102 SH   SOLE   92,102 0 0
Starbucks Corp. COM 855244109 1,784 24,313 SH   SOLE   24,313 0 0
Union Pacific Corp. COM 907818108 2,498 13,309 SH   SOLE   13,309 0 0
V F Corp COM 918204108 3,178 51,364 SH   SOLE   51,364 0 0
Vanguard Emerging Market ETF COM 922042858 1,037 25,551 SH   SOLE   25,551 0 0
Vanguard European ETF COM 922042874 518 8,788 SH   SOLE   8,788 0 0
Vanguard FTSE Developed Mkts E COM 921943858 1,774 42,994 SH   SOLE   42,994 0 0
Vanguard Growth ETF COM 922908736 1,253 13,400 SH   SOLE   13,400 0 0
Vanguard Large Cap ETF COM 922908637 1,807 21,007 SH   SOLE   21,007 0 0
Vanguard MSCI Pacific ETF COM 922042866 341 5,765 SH   SOLE   5,765 0 0
Vanguard Value ETF COM 922908744 529 6,775 SH   SOLE   6,775 0 0
Verizon Communication COM 92343V104 2,988 62,816 SH   SOLE   62,816 0 0
W.W. Grainger COM 384802104 1,183 4,681 SH   SOLE   4,681 0 0
Wells Fargo & Co. COM 949746101 2,034 40,886 SH   SOLE   40,886 0 0
Xcel Energy Inc. COM 98389B100 2,087 68,737 SH   SOLE   68,737 0 0
iShares Core S&P Mid-Cap ETF COM 464287507 2,252 16,379 SH   SOLE   16,379 0 0
iShares Core S&P Small-cap ETF COM 464287804 1,812 16,455 SH   SOLE   16,455 0 0
iShares DJ Select Dividend ETF COM 464287168 1,524 20,786 SH   SOLE   20,786 0 0
iShares MSCI Emerging Mkt ETF COM 464287234 1,127 27,472 SH   SOLE   27,472 0 0
iShares NASDAQ Biotechnology E COM 464287556 1,986 8,399 SH   SOLE   8,399 0 0
iShares Russell Mid-cap ETF COM 464287499 1,511 9,763 SH   SOLE   9,763 0 0
iShares TR MSCI EAFE ETF COM 464287465 239 3,561 SH   SOLE   3,561 0 0
iShares TR Russell 2000 ETF COM 464287655 1,041 8,944 SH   SOLE   8,944 0 0
Vanguard REIT ETF COM 922908553 281 3,981 SH   SOLE   3,981 0 0
iShares Cohen & Steer REIT ETF COM 464287564 1,778 21,619 SH   SOLE   21,619 0 0