<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k_bylawamendment.txt
<DESCRIPTION>FORM 8-K
<TEXT>
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): November 13, 2007

                             ONEIDA FINANCIAL CORP.
                             ----------------------
               (Exact Name of Registrant as Specified in Charter)

            Federal                       000-25101               16-1561678
-----------------------------        ------------------      ------------------
(State or Other Jurisdiction)       (Commission File No.)    (I.R.S. Employer
      of Incorporation)                                     Identification No.)


182 Main Street, Oneida, New York                           13421-1676
--------------------------------------------             ---------------
(Address of Principal Executive Offices)                    (Zip Code)

Registrant's telephone number, including area code:  (315) 363-2000
                                                     --------------



                                 Not Applicable
                                ----------------
          (Former name or former address, if changed since last report)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ]  Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[  ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[  ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))


<PAGE>


Item 5.03      Amendments to Articles of  Incorporation  or Bylaws;
               Change in Fiscal Year
               -----------------------------------------------------

               On November 13, 2007, Oneida Financial Corp.'s Board of Directors
               adopted an  amendment to the  Company's  bylaws  clarifying  that
               shares  of  the  Company's  capital  stock  may be  evidenced  by
               certificates or book entry. The amendment is intended to have the
               Company comply with Nasdaq requirements that securities listed on
               Nasdaq be eligible for listing on the Depository  Trust Company's
               Direct Registration  System. The amendment shall become effective
               upon filing with the Office of Thrift Supervision.

Item 9.01      Financial Statements and Exhibits
               ---------------------------------

(a)  Financial Statements of businesses acquired. Not Applicable.

(b)  Pro forma financial information. Not Applicable.

(c)  Exhibits.

               The following Exhibit is attached as part of this report:

               3.     Amendment to Bylaws.





<PAGE>


                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                                     ONEIDA FINANCIAL CORP.



DATE:  November 14, 2007                    By:     /s/ Eric E. Stickels
                                                    ----------------------------
                                                    Eric E. Stickels
                                                    Executive Vice President
                                                    and Chief Financial Officer




<PAGE>


                                  EXHIBIT INDEX

   Exhibit No.                     Description
   -----------                     -------------

       3                           Amendment to Bylaws

















































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</DOCUMENT>